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Semihandmade has partnered with Bread to offer our customers a quick and easy way to apply for financing terms. With Bread, you can Semihandmade your space today and pay for it over time. 

Up To 36 Months



Get a decision in seconds without leaving our site. Checking your eligibility won’t affect your credit score.

Pay nothing today


Pay for your purchase over time with simple monthly installment payments that match your budget.

No prepayment penalties


Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and easy application


No paperwork. No fuss. Get a decision in seconds and without affecting your credit score.


Enter a purchase value below to see your estimated monthly payment with Bread* Based on a 36 month payment option @ 9.99% APR.


Bread Payment Options

When you checkout, just click on the "pay over time" button to apply. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. Our partner Bread is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Bread’s application window. When your loan has started, Bread will reach out to you directly to coordinate payments.
No. The beauty of Bread is that they provide closed-ended, fixed-payment installment loans. So you'll know your monthly payment and total loan costs before you buy. And since it's closed-ended, once you're done making payment, you're done! No need to hold and manage yet another store card.
You can make your payments through ACH, debit card or by mailing a check. To make an ACH or debit card payment, please log into your account at Auto-pay is an available option that is easy to set up and make sure you never miss a payment. To make a payment by check, please mail the check to:c/o Bread Servicing Department P.O. Box 783186 Philadelphia, PA 19178
Your first payment will be due at least 30 days after you complete checkout. Subsequent payments are due every month after that, usually on the same day of each month. (For instance, if your first payment was due on the 7th of a given month, future payments are generally due the same day each month. Of course, if your first payment was due on the 31st of a month or February 29th, we will make an adjustment.) You can see your full schedule of installment due dates in your account at
Yes! You can prepay anytime for all or part of your loan. There is never a penalty for paying early.Also, if you prepay more than the monthly payment but less than the total balance due on your loan, your monthly payment will remain the same. However, you will pay off your loan sooner, and because of that you will pay less in total interest.
Sale discounts can not be applied to orders which are financed. If you would like to use the sale discount, you will need to pay via standard payment options (Credit Card or Check). Financed orders will be processed at the regular price.

*Financing option cannot be combined on top of sales discount. The term is for a loan to finance a purchase. Rates range from 6.99% to 29.99% APR,resulting in, for example, 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed.

*Your terms may vary and are subject to credit approval.

*Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.